THE WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the boom of online and mobile banking, users are increasingly preferring to electronic channels for their financial needs. This shift has caused to a reduction in branch openings, and many institutions are closing existing branches to optimize

Free cash flow (FCF) represents a crucial metric for investors and business owners alike. It reflects the actual cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can indicate a healthy and sustainable business, capable of growing. Understanding how to determine FCF and effectively